{"id":48256,"date":"2026-02-06T08:47:31","date_gmt":"2026-02-06T06:47:31","guid":{"rendered":"https:\/\/indexo.lv\/?post_type=zinas&#038;p=48256"},"modified":"2026-02-06T08:47:51","modified_gmt":"2026-02-06T06:47:51","slug":"indexo-bank-introduces-home-equity-loans-access-your-homes-value-directly-through-the-mobile-app","status":"publish","type":"zinas","link":"https:\/\/indexo.lv\/en\/zinas\/indexo-bank-introduces-home-equity-loans-access-your-homes-value-directly-through-the-mobile-app\/","title":{"rendered":"INDEXO Bank introduces home equity loans \u2013 access your home&#8217;s value directly through the mobile app"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>INDEXO Bank is adding a new type of mortgage loan to its offering \u2013 a home equity loan, which allows residents to use the value of their existing property to receive financing for various purposes, such as home renovation, purchasing a new property, consolidating loans, or implementing other plans. The home equity loan widely known in Western Europe and the United States, has not been commonly used in Latvia. Now INDEXO has made it easy and quick, offering the simplest and most convenient way to use the value of one\u2019s home.<\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">A home equity loan is a solution that enables individuals to \u201cunlock\u201d money from the value of a home they already own and use it for larger goals. Financing is available up to 85% of the property\u2019s value, with an added interest rate starting from 1.9% per year\u2014significantly lower than consumer loans. The new service is already available in the INDEXO Bank mobile app, and applications are reviewed within one business day.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cWe are introducing a simple way to turn home value into financing \u2013 quickly, clearly, and through the mobile app. Until now, this kind of solution in Latvia often meant a complicated process, which is why people chose more expensive loans. Our goal is to raise the bar in mortgage lending so that financial tools that are standard elsewhere in the world become a truly accessible everyday choice,\u201d says <strong>J\u0101nis M\u016brnieks, Member of the Management Board of INDEXO Bank and Head of Retail Banking.<\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">In other parts of the world, home equity loans are widely used because they are a smart financial solution that allows people to borrow on significantly more favorable terms compared to consumer loans.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>INDEXO Bank is adding a new type of mortgage loan to its offering \u2013 a home equity loan, which allows residents to use the value of their existing property to receive financing for various purposes, such as home renovation, purchasing a new property, consolidating loans, or implementing other plans. The home equity loan widely known [&hellip;]<\/p>\n","protected":false},"author":16,"featured_media":43831,"comment_status":"open","ping_status":"closed","template":"","class_list":["post-48256","zinas","type-zinas","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/indexo.lv\/en\/wp-json\/wp\/v2\/zinas\/48256","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/indexo.lv\/en\/wp-json\/wp\/v2\/zinas"}],"about":[{"href":"https:\/\/indexo.lv\/en\/wp-json\/wp\/v2\/types\/zinas"}],"author":[{"embeddable":true,"href":"https:\/\/indexo.lv\/en\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/indexo.lv\/en\/wp-json\/wp\/v2\/comments?post=48256"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/indexo.lv\/en\/wp-json\/wp\/v2\/media\/43831"}],"wp:attachment":[{"href":"https:\/\/indexo.lv\/en\/wp-json\/wp\/v2\/media?parent=48256"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}