INDEXO 2nd pension pillar investment plans
We offer three investment plans, each differing in expected returns and volatility.
Which one should you choose? Determine it according to your age.
Investment plans according to age
To make the choice easier, we have included the recommended age in the names of the investment plans
Comparison of INDEXO investment plans
| Name of the plan | Potential return | Volatility | Distribution of assets Shares : Bonds |
Yield In 5 years |
|---|---|---|---|---|
| INDEXO Jauda 16-50 |
High | High | 100:0 | +10.11% |
| INDEXO Izaugsme 47-57 |
Medium high | Medium | 50:50 | +4.73% |
| INDEXO Konservatīvais 55+ |
Low | Low | 0:100 | -2.01% |
What can we provide?
Modern, world-standard investment policy and low costs.
Transparency in both costs and results. Sign up for news and receive an understandable report on the performance of investment plans in your e-mail every quarter.
The highest safety standards.
What are we not promising?
The fairy tale that the value of investments will always skyrocket is a promise that no one can make.
That there will be no falls. Fluctuations are expected in the short term, but remember - in the long term, the world economy is developing.
Immediate results. We save for retirement over several decades, so investment results should be evaluated in the long term.
2nd pension pillar capital is inheritable
We are proud that we were the ones who, together with like-minded people, achieved the inheritance of 2nd pension pillar savings. Now it seems obvious, but until 2020, all accumulated capital was added to the country's special pension budget and it was impossible to inherit it.
Now, every second pillar pension participant can choose one of three options for their savings.
With INDEXO, your pension is secure
Strict regulation
Only investment management companies and pension funds licensed by the Bank of Latvia operate in the pension system, meeting the highest security standards of the financial industry.
Custodian bank
Your pension savings always are in a custodian bank - separate from the pension manager's money. For double security, each transaction with pension money is checked by both the manager and the custodian bank. INDEXO's custodian bank is "Swedbank" AS.
Identical conditions
2nd and 3rd pension pillar are part of the country's pension system. All pension fund managers have identical security conditions. You have a free choice of whom to entrust with the management of your savings.
Have questions about pension?
We have helped more than 136 people with pension savings-related questions.
Apply for a free consultation!
