INDEXO 2nd pension pillar investment plans

We offer three investment plans, each differing in expected returns and volatility.
Which one should you choose? Determine it according to your age.

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Investment plans according to age

To make the choice easier, we have included the recommended age in the names of the investment plans
INDEXO Jauda
16-50
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INDEXO Izaugsme
47-57
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INDEXO Konservatīvais
55+
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Comparison of INDEXO investment plans

Name of the plan Potential return Volatility Distribution of assets
Shares : Bonds
Yield
In 5 years
INDEXO
Jauda 16-50
High High 100:0 +10.45%
INDEXO
Izaugsme 47-57
Medium high Medium 50:50 +5.01%
INDEXO
Konservatīvais 55+
Low Low 0:100 -1.88%

What can we provide?

Modern, world-standard investment policy and low costs.
Transparency in both costs and results. Sign up for news and receive an understandable report on the performance of investment plans in your e-mail every quarter.
The highest safety standards.

What are we not promising?

The fairy tale that the value of investments will always skyrocket is a promise that no one can make.
That there will be no falls. Fluctuations are expected in the short term, but remember - in the long term, the world economy is developing.
Immediate results. We save for retirement over several decades, so investment results should be evaluated in the long term.

2nd pension pillar capital is inheritable

We are proud that we were the ones who, together with like-minded people, achieved the inheritance of 2nd pension pillar savings. Now it seems obvious, but until 2020, all accumulated capital was added to the country's special pension budget and it was impossible to inherit it.
Now, every second pillar pension participant can choose one of three options for their savings.

With INDEXO, your pension is secure

Strict regulation

Only investment management companies and pension funds licensed by the Bank of Latvia operate in the pension system, meeting the highest security standards of the financial industry.

Custodian bank

Your pension savings always are in a custodian bank - separate from the pension manager's money. For double security, each transaction with pension money is checked by both the manager and the custodian bank. INDEXO's custodian bank is "Swedbank" AS.

Identical conditions

2nd and 3rd pension pillar are part of the country's pension system. All pension fund managers have identical security conditions. You have a free choice of whom to entrust with the management of your savings.
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Have questions about pension?

We have helped more than 133 people with pension savings-related questions.
Apply for a free consultation!
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Choose which
product to join

INDEXO
2nd pension pillar

6% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
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INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Choose the best
plan for your age

INDEXO Jauda

16-50
Best for 16-50
year olds!
Volatile, with high profit potential
Join
Documents and conditions

INDEXO Izaugsme

47-57
Best for 47-57
years olds!
Moderately volatile, with moderately high profit potential
Join
Documents and conditions

INDEXO Konservatīvais

55+
Best for 55+!
Stability in the years before retirement
Join
Documents and conditions

Forwarding to Latvija.lv
is in progress

1

Authorize on the Latvija.lv portal using one of the available methods.

2

Submit e-application for selection or change the investment plan of 2nd pension pillar

3

Choose an investment plan best for your age
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