Why trust INDEXO with your pension?
More than 161,000 people in Latvia already do.
Transparent fees, confident choices, straightforward communication — that’s who we are.

Before INDEXO, we had some of Europe’s highest pension fees
In 2017, €42 million of Latvian's money went toward pension management fees.
Pension fund management costs in OECD countries, % of assets
Sources: fktk.lv (Latvia, 2011–2016); oecd.org (other OECD countries; latest study available: 2013 data)
Trust INDEXO with your pension
Strict regulation
The entire pension system operates under strict state regulations – and that applies to every manager.
Transparent management
We don't hide behind complex jargon. You can easily track your plan's performance, strategy, and costs.
Identical rules
Pillars 2 and 3 are part of the state system, meaning safety rules are identical for all managers. Who you trust is up to you.
INDEXO: chosen by the savvy and driven
161
thousand clients
thousand clients
trust INDEXO with their pensions
€1,7
billion
billion
under INDEXO management
2nd and 3rd pension pillars combined. Data as of 31.12.2025.
Choose your savings partner
Average savings per client
Data as of 31.12.2025.
We’re proud that...
INDEXO active plan members have seen higher average pension growth than the industry overall*
The average Pension Pillar 2 savings of an INDEXO client are among the highest in the industry**
We’re the first bank in Latvia to let you easily track your Pension Pillar 2 savings in a mobile app
INDEXO Blog

Need help with your pension?
We have already helped more than 161,000 Latvian residents sort out their pension-related questions.
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