Why INDEXO

Transparency in costs, confidence in choices, direct language.
Our investment plans allow everyone to take care of future
comfort in a meaningful way.

Join us

Prior to INDEXO, we paid the highest pension commissions among developed countries

In 2017 alone, we paid 42 million euros in 2nd pillar pension commissions.
The management costs of pension funds in OECD countries
% of assets
Data sources: fktk.lv (for Latvia, 2011-2016) oecd.org (for other OECD countries; latest study - data from 2013)

Entrust the management
of your pension to INDEXO

Our implemented index approach shows the best long-term results in the industry

Historical results do not guarantee equivalent results in the future.
We are a local company and we fight for positive changes that benefit every resident of Latvia
We ensure transparency in costs and pension plan performance results
We offer pension plan tailored to your age
Join us

We are the No. 1 choice switching pension manager in Latvia

~23 000
23 000
Competitor 1: 5 000
Competitor 2: 1 000
Competitor 3: 1 000
Competitor 5: -3 000
Competitor 6: -7 000
Competitor 7: -8 000
*Changes in the number of 2nd pension pillar customers in 2023

We are proud, that...

Pension growth for INDEXO active plan members is on average higher than the industry*
The average INDEXO 2nd pension pillar customer savings is one of the highest in the industry**
*Historical results do not guarantee equivalent results in the future.
**According to 2023 data

Learn how to take care of your future savings

The most important to know
about the pension system in Latvia
Read more
How to find out the accumulated
capital of the 2nd pension pillar?
Read more
How to arrange the inheritance
of 2nd pension pillar capital?
Read more

Have questions about pension?

We have helped more than 133 people with pension savings-related questions.
Apply for a free consultation!
Request a consultation

Choose which
product to join

INDEXO
2nd pension pillar

6% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Choose the best
plan for your age

INDEXO Jauda

16-50
Best for 16-50
year olds!
Volatile, with high profit potential
Join
Documents and conditions

INDEXO Izaugsme

47-57
Best for 47-57
years olds!
Moderately volatile, with moderately high profit potential
Join
Documents and conditions

INDEXO Konservatīvais

55+
Best for 55+!
Stability in the years before retirement
Join
Documents and conditions

Forwarding to Latvija.lv
is in progress

1

Authorize on the Latvija.lv portal using one of the available methods.

2

Submit e-application for selection or change the investment plan of 2nd pension pillar

3

Choose an investment plan best for your age
Skip instructions - switch to Latvija.lv
Skip instructions - switch to Latvija.lvSkip instructions - switch to Latvija.lvSkip instructions - switch to Latvija.lv

Choose which
product to join

INDEXO
2nd pension pillar

6% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join