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2nd pension pillar

This is your personal future capital, made up of 5% of your monthly salary.
Unlike 1st pension pillar, this money belongs directly to you – it is inherited, invested, and is your private property.

You may be wealthier than you think!

The average INDEXO client's 2nd pension pillar savings amount to €11,371. Log in to the INDEXO Bank app to find out how much you've saved.

2nd pension pillar gets 5% of your pay

€

Projected retirement savings

Trust INDEXO with your pension management

Strict regulation

The pension system operates within a strict state regulatory framework — and this applies to all managers.

Transparent management

We don't hide pensions behind complex terms. You can freely see the plan's results, investment approach, and costs.

Identical conditions

Pension Pillars 2 and 3 are part of the state system — the safety conditions are the same for all managers. The choice of who to trust with your money is yours.
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A few tips for today

Watch how you can improve your financial literacy starting today!

  • Pensions made simple
  • When should you start thinking about your pension?
  • Practical steps to take when retiring

How is your pension calculated?

Divas INDEXO Banka Visa kartes – dzeltena un tumši zaļa

Need help with your pension?

We have already helped more than 161,000 Latvian residents sort out their pension-related questions.
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