The best of INDEXO
Purchase insurance
Super loan
2nd pension pillar
Term deposit up to 4,5 % per year
The best of INDEXO
INDEXO calculators
Savings vault
+3.00% a year
Primary account
+1.00% a year Term deposit
+4,00% a year
The calculation is for informational purposes only. It uses savings accounts with no limits on the amount you can save and free withdrawals. The interest amount is calculated before personal income tax (PIT) is deducted. Interest rates are based on data published by Latvijas Banka as of 06.10.2026. Deposit terms and conditions are available in the INDEXO General Terms and Conditions.
Deposit amount
Deposit term and interest rate
How much deposit is smart?
Different income percentages
Suggested
5%
good start
10%
Good pension, good use of tax benefits
20%
Western standard
Get a 25.5% tax refund from the state
You can receive a 25.5% personal income tax refund (IIN) for part of the contributions, which do not exceed 10% of the annual gross salary or no more than EUR 4,000 per year, by submitting an annual income declaration. You will receive a tax refund if you are a VAT payer.
The total savings at the indicated planned retirement age, based on the entered information and calculation assumptions.
Pension projection scenario
Favorable
Pessimistic
Optimistic
Accumulation
EUR
Amount of pension per month
0 EUR
Recovered PIT
0 EUR
Projected retirement savings
Loan amount
Loan term
The calculator provides an estimate for informational purposes only. Each application is assessed individually, and the interest rate in your final offer may vary.
Explore your options
Loan amount
Current loan balance
Current monthly payment
Estimated property value
Remaining loan term
Free until 2027 January 31st
The more you know, the more you earn
Clear and valuable about finances
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A free bank account for children aged 6–17
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Find out if you’re overpaying on your mortgage
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Bank fees change, stay alert
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Use the value of your home
Your money is safe
Strict regulation
Deposit guarantee fund
