Pension projection scenario
Favorable
Pessimistic
Optimistic
Accumulation
EUR
Amount of pension per month
0 EUR
Recovered PIT
0 EUR
Don’t fear more money
Earn up to 4,5 % per year with a local bank.
INDEXO’s best rates available until September 27.
Learn moreINDEXO’s best rates available until September 27.
You can’t predict the future
But you can plan for it! Check out financial tips tailored to your age.
Learn more
Earn more at INDEXO Bank than at other banks
Quick, easy and hassle-free – join in a few minutes and earn up to 4,5 % per year
Learn more
The best of INDEXO
Purchase insurance
Plans that earn. Start for free with Silver or choose Gold for a full everyday experience.
Super loan
Refinancing and affordable loans for a new home with clear terms.
2nd pension pillar
Become an investor with the 3rd pension pillar. Save for the future and enjoy tax refund benefits.
Term deposit up to 4,5 % per year
Our term deposit is a safe and simple way to earn without risk.
The best of INDEXO
Everyday
Use a bank built in Latvia with no monthly fee
Loans
Borrow at interest rates that don’t hurt
Pension and investments
Not as far away as it seems, start acting now
Savings
Earn up to 4,5 % per year
INDEXO kalkulatori
1.00
2.50
0
2.00
2.00
2.20
2.50
0
0
0
1.85
2.00
2.00
2.20
2.25
2.30
2.50
0
1.90
1.95
2.00
2.20
2.25
2.25
0
1.0
1.95
2.00
2.20
2.20
2.30
2.50
3.60
3.80
4.20
4.30
4.40
4.50
Start earning1 926 € a year
Potenciālais ieguvums INDEXO Bankā
Savings vault
+2.50% a year
€
Primary account
+1.00% a year
€
Term deposit
+4,00% a year
€
1 926 € a year
Potenciālais ieguvums INDEXO Bankā
Tikmēr citur saņemsi:
Swedbank
84 €
Citadele
84 €
Luminor
84 €
SEB
84 €
The calculation is for informational purposes only. It uses savings accounts with no limits on the amount you can save and free withdrawals. The interest amount is calculated before personal income tax (PIT) is deducted. Interest rates are based on data published by Latvijas Banka. Deposit terms and conditions are available in the INDEXO General Terms and Conditions.
Deposit amount
€
Deposit term and interest rate
1 926
€Total amount
Aprēķins ir informatīvs. Procentu summa ir aprēķināta pirms iedzīvotāju ienākuma nodokļa ieturēšanas (IIN).
Noguldījuma nosacījumi ir pieejami INDEXO Vispārējos darījumu noteikumos.
How much deposit is smart?
Different income percentages
Suggested
5%
good start
10%
Good pension, good use of tax benefits
20%
Western standard
Get a 25.5% tax refund from the state
You can receive a 25.5% personal income tax refund (IIN) for part of the contributions, which do not exceed 10% of the annual gross salary or no more than EUR 4,000 per year, by submitting an annual income declaration. You will receive a tax refund if you are a VAT payer.
The total savings at the indicated planned retirement age, based on the entered information and calculation assumptions.
€
Projected retirement savings
223 €
Monthly payment
Loan amount
€
Loan term
mon.
223 €
Monthly payment
Interest rate from
6.5%
Processing fee
0€
Annual interest rate from
6,7%
The calculator provides an estimate for informational purposes only. Each application is assessed individually, and the interest rate in your final offer may vary.
1
0
0
0.0190000000
0.0212100000
0.0402100000
143,59 €
Potential monthly payment
Explore your options
€
Loan amount
years
143,59 €
Potential monthly payment
Processing fee
330,00 €
Potential interest rate
no 1,90 % per year
APR (including Euribor)
4,02 %
Kalkulatora aprēķinam ir informatīva nozīme. Katra klienta situācija tiek izvērtēta individuāli un gala piedāvājuma procentu likme var mainīties.
12 926 €
Potential total savings
Current loan balance
€
Current monthly payment
€
Estimated property value
€
Remaining loan term
years
months
12 926 €
Potential total savings
New monthly payment
300 €// month
Noformēšanas maksa
Free until July 31st
Free until July 31st
100 €
0 €
Potential interest rate
1,59 % per year
APR (including Euribor)
3,77 %
The calculator provides an estimate for informational purposes only. Each application is assessed individually, and the interest rate in your final offer may vary.
181,44 €
Iespējamais kopējais ietaupījums
Atlikusī kredītu kopsumma
€
Ikmēneša maksājumu kopsumma
€
Atlikušais kredīta termiņš
gadi
mēneši
181,44 €
Iespējamais kopējais ietaupījums
Jaunais ikmēneša maksājums
418,56 €/mēn.
Noformēšanas maksa
330,00 €
Iespējamā procentu likme
2,49 % gadā
GPL (iekļaujot Euribor)
4,61 %
Kalkulatora aprēķinam ir informatīva nozīme. Katra klienta situācija tiek izvērtēta individuāli un gala piedāvājuma procentu likme var mainīties.
The more you know, the more you earn
Clear and valuable about finances
Your money is safe
Strict regulation
INDEXO Bank is a credit institution licensed by the European Central Bank, operating according to the highest EU security standards.
Deposit guarantee fund
Deposits up to EUR 100,000 per client are protected under the Latvian Deposit Guarantee Fund.
Expert management team
INDEXO Bank is led by financial experts with experience at leading Latvian and international financial institutions.
