Calculate your
pension in the
INDEXO calculator
To enjoy a carefree old age, you need to
take care of your financial security beforehand.
Calculate how much you will save until retirement!
Every month, 6% of your salary accumulates in 2nd pension pillar
EUR
Projected retirement savings
Calculation assumptions: Plan growth - 5% per year before commissions (not guaranteed). Commission - 0.47% per year. Salary growth - 3% per year. Current savings - 3 months' salary.
INDEXO 3rd pension pillar calculator
How much deposit is smart?
Different income percentages
Suggested
5%
good start
10%
Good pension, good use of tax benefits
20%
Western standard
Get a 20% tax refund from the state
You can receive a 20% personal income tax refund (IIN) for part of the contributions, which do not exceed 10% of the annual gross salary or no more than EUR 4,000 per year, by submitting an annual income declaration. You will receive a tax refund if you are a VAT payer.
The total savings at the indicated planned retirement age, based on the entered information and calculation assumptions.
ABOUT YOU
CONTRIBUTIONS
Pension projection scenario
Favorable
Pessimistic
Optimistic
Accumulation
0 EUR
Amount of pension per month
0 EUR
Recovered PIT
0 EUR
View your pension savings
2nd pension pillar
Each month, 6% of your gross salary goes into your 2nd pension pillar savings. You can check the amount contributed and earned on latvija.lv.
2rd pension pillar
The 3rd pension pillar consists of voluntary contributions.
If you are an INDEXO 3rd pension pillar client, you can view your savings in the “Mans INDEXO” portal or INDEXO Bank app.
Your pension is safe with INDEXO
Strict regulation
Only investment management companies and pension funds licensed by the Bank of Latvia operate in the pension system, meeting the highest security standards of the financial industry.
Strict regulation
Your pension savings always are in a custodian bank - separate from the pension manager's money. For double security, each transaction with pension money is checked by both the manager and the custodian bank. INDEXO's custodian bank is "Swedbank" AS.
Identical conditions
2nd and 3rd pension pillar are part of the country's pension system. All pension fund managers have identical security conditions. You have a free choice of whom to entrust with the management of your savings.
Have questions about pension?
We have helped more than 138 people with pension savings-related questions.
Apply for a free consultation!
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