Banking that makes sense

Bank for free and earn interest even on the money in your account. All from your phone.

A man and a woman holding hands and running in a green field of crops, with a blue sky in the background

Why try INDEXO Bank?

Bank for free

Open an account and get a free virtual card in just a few minutes.

Earn up to 4.5% a year

Choose an interest-earning account, flexible savings, or a term deposit for the highest return.
Illustration of a woman and a dog, both standing leaning against a washing machine

Get a loan in 5 minutes

Borrow up to €25,000 with interest rates from 6.5% a year. Get your offer right on your phone.

Download and give it a try

Download the app

The first in Latvia to offer everyday banking for free.

Sign up

It only takes a few minutes on your phone.

Add money and start banking

Pay, transfer, and manage your money all in one place.
Join
Join

Get our best banking plan for free

With the Zelts plan, you get unlimited free payments, purchase insurance, and more.

If you receive your regular income at INDEXO

Show steps
Download the INDEXO Bank app and sign up
Activate the Zelts plan
Have your regular income paid into your INDEXO Bank account
Send “Income at INDEXO Bank” in the in-app chat
Hide steps

If you’re 18–31

Show steps
Download the INDEXO Bank app and sign up
Activate the Zelts plan
Have your regular income paid into your INDEXO Bank account
Hide steps

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Choose the best plan for your age

Jauns cilvēks ar cirtainiem matiem melnā cepurē un pelēkā kreklā smaida kamerai uz vienkārša fona.

INDEXO Jauda

16-55
Best for 16-55
year olds!
Volatile, with high profit potential
Join
Documents and conditions
Sieviete ar gariem blondiem matiem un tumšu lūpu krāsu skatās kamerā uz gaiša fona.

INDEXO Izaugsme

55-62
Best for 55-62
years olds!
Moderately volatile, with moderately high profit potential
Join
Documents and conditions
Vīrietis ar īsiem brūniem matiem un brillēm, tērpies uzvalka žaketē, stāv spilgti apgaismotā telpā.

INDEXO Konservatīvais

62+
Best for 62+!
Stability in the years before retirement
Join
Documents and conditions

Forwarding to Latvija.lv
is in progress

1

Authorize on the Latvija.lv portal using one of the available methods.

2

Submit e-application for selection or change the investment plan of 2nd pension pillar

3

Choose an investment plan best for your age
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To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application

To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join