Banking that makes sense

Bank for free and earn interest even on the money in your account. All from your phone.

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Why try INDEXO Bank?

Bank for free

Open an account and get a free virtual card in just a few minutes.
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Earn up to 4.5% a year

Choose an interest-earning account, flexible savings, or a term deposit for the highest return.
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Get a loan in 5 minutes

Borrow up to €25,000 with interest rates from 6.5% a year. Get your offer right on your phone.
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The first in Latvia to offer everyday banking for free.

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Add money and start banking

Pay, transfer, and manage your money all in one place.
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Get our best banking plan for free

With the Zelts plan, you get unlimited free payments, purchase insurance, and more.

If you receive your regular income at INDEXO

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Download the INDEXO Bank app and sign up
Activate the Zelts plan
Have your regular income paid into your INDEXO Bank account
Send “Income at INDEXO Bank” in the in-app chat
Offer terms
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Offer terms
Note for your employer

If you’re 18–31

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Download the INDEXO Bank app and sign up
Activate the Zelts plan
Have your regular income paid into your INDEXO Bank account
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Offer terms
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Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
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INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
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INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
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Choose the best plan for your age

Jauns cilvēks ar cirtainiem matiem melnā cepurē un pelēkā kreklā smaida kamerai uz vienkārša fona.

INDEXO Jauda

16-55
Best for 16-55
year olds!
Volatile, with high profit potential
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Documents and conditions
Sieviete ar gariem blondiem matiem un tumšu lūpu krāsu skatās kamerā uz gaiša fona.

INDEXO Izaugsme

55-62
Best for 55-62
years olds!
Moderately volatile, with moderately high profit potential
Join
Documents and conditions
Vīrietis ar īsiem brūniem matiem un brillēm, tērpies uzvalka žaketē, stāv spilgti apgaismotā telpā.

INDEXO Konservatīvais

62+
Best for 62+!
Stability in the years before retirement
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Documents and conditions

Forwarding to Latvija.lv
is in progress

1

Authorize on the Latvija.lv portal using one of the available methods.

2

Submit e-application for selection or change the investment plan of 2nd pension pillar

3

Choose an investment plan best for your age
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To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
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the app
2
Register
3
Use
INDEXO Bank

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application

To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join
Get
an offer yourself
In just 5 minutes on the INDEXO Bank app
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By providing your phone number, you agree that INDEXO may contact you to provide consumer credit advice. For more information on the processing of personal data, please read our Privacy Policy. You have the right to withdraw your consent at any time by emailing [email protected].
Deposit term and interest rate
3.290967%
3.474747%
3.588641%
3.709622%
3.911461%
4.009946%