At INDEXO Bank
earn more than anywhere else!

Earn with your current account and term deposits up to 4,5 % per year.

Calculate how much you can earn

1.00 2.50 0 2.00 2.00 2.20 2.50 0 0 0 1.85 2.00 2.00 2.20 2.25 2.30 2.50 0 1.90 1.95 2.00 2.20 2.25 2.25 0 1.0 1.95 2.00 2.20 2.20 2.30 2.50 3.60 3.80 4.20 4.30 4.40 4.50
1 926 a year
Potenciālais ieguvums INDEXO Bankā

Savings vault

+2.50% a year

Primary account

+1.00% a year

Term deposit

+4,00% a year
arrow down
3 mēn.
6 mēn.
12 mēn.
24 mēn.
36 mēn.
60 mēn.
1 926 a year
Potenciālais ieguvums INDEXO Bankā
Tikmēr citur saņemsi:
Swedbank
84 €
Citadele
84 €
Luminor
84 €
SEB
84 €
Start earning
The calculation is for informational purposes only. It uses savings accounts with no limits on the amount you can save and free withdrawals. The interest amount is calculated before personal income tax (PIT) is deducted. Interest rates are based on data published by Latvijas Banka. Deposit terms and conditions are available in the INDEXO General Terms and Conditions.
Start earning
The calculation is for informational purposes only. It uses savings accounts with no limits on the amount you can save and free withdrawals. The interest amount is calculated before personal income tax (PIT) is deducted. Interest rates are based on data published by Latvijas Banka. Deposit terms and conditions are available in the INDEXO General Terms and Conditions.

Best rates for term deposits

Choose a term from 3 months to 5 years and earn up to 4,5 % per year!

Only the best for your money

Safe

Your deposits are protected up to €100,000 by the state deposit guarantee. INDEXO Bank is supervised by the FCMC and the ECB.

Convenient

In the INDEXO Bank app you can see all your finances, make payments, and manage savings in one place.

Profitable

Earn up to 4,5 % and save money with no monthly account fee.

Download and try it

Download the app

First in Latvia where everyday banking services are free of charge.

Register

Registration takes just a few minutes on your phone.

Top up your account and start using it

Pay, transfer, and manage your money all in one place.
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Download the app

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Choose the best plan for your age

Jauns cilvēks ar cirtainiem matiem melnā cepurē un pelēkā kreklā smaida kamerai uz vienkārša fona.

INDEXO Jauda

16-55
Best for 16-55
year olds!
Volatile, with high profit potential
Join
Documents and conditions
Sieviete ar gariem blondiem matiem un tumšu lūpu krāsu skatās kamerā uz gaiša fona.

INDEXO Izaugsme

55-62
Best for 55-62
years olds!
Moderately volatile, with moderately high profit potential
Join
Documents and conditions
Vīrietis ar īsiem brūniem matiem un brillēm, tērpies uzvalka žaketē, stāv spilgti apgaismotā telpā.

INDEXO Konservatīvais

62+
Best for 62+!
Stability in the years before retirement
Join
Documents and conditions

Forwarding to Latvija.lv
is in progress

1

Authorize on the Latvija.lv portal using one of the available methods.

2

Submit e-application for selection or change the investment plan of 2nd pension pillar

3

Choose an investment plan best for your age
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To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
Savings vaults
Krājkasēs vari ieskaitīt un izņemt, cik un kad vien vēlies – nekas nav jāpiesaka, nekas nav jāmaksā. Tava nauda krājkasē ne tikai uzkrājas, bet arī pelna. Nopelnītie procenti tiek pievienoti uzkrājumam un atkārtoti ieguldīti tavā vietā nākamā mēneša sākumā.

Vari ieslēgt arī noapaļošanas funkciju un krāt, kad vien maksā ar karti. Ja vēlies, iestati pirkumu noapaļošanai otro, trešo vai kaut piekto ātrumu!

Procentu summa ir aprēķināta pirms iedzīvotāju ienākuma nodokļa ieturēšanas (IIN).
Term deposit
Deposit your spare funds and earn up to 4,5 % per year. Choose the amount and a term of 12, 24 or 36 months, then confirm it with your INDEXO Bank app PIN. That’s it.

With INDEXO’s compound interest approach, the interest you earn each month is added to the principal and reinvested. This helps your money grow faster.

The interest amount is calculated before personal income tax (PIT) is deducted.

When comparing with other banks, please note that Swedbank currently does not offer fixed-term deposits with 24- or 36-month terms.
Current account
We pay interest on every euro you keep in your current account, with no limit on the amount.

Interest is calculated based on your account balance each day and paid monthly.

The interest amount is calculated before personal income tax (PIT) is deducted.

To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank
Savings calculator
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Deposit term and interest rate
We use compound interest.
Interest is compounded monthly, so the effective annual interest rate is higher than the nominal interest rate and can be compared with offers from other banks.
Annual interest rate (nominal)
3 months
3.596855%
6 months
3.777000%
1 year
4.070848%
2 years
4.080966%
3 years
4.088410%
5 years
4.014693%
Get an offer yourself
In just 5 minutes on the INDEXO Bank app
Continue in the app
or
Do you have any questions?
Leave your number, and we'll call you.
By providing your phone number, you agree that INDEXO may contact you to provide consumer credit advice. For more information on the processing of personal data, please read our Privacy Policy. You have the right to withdraw your consent at any time by emailing [email protected].

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join