Cards

Open an account, create a virtual card and start using it today.

INDEXO card for everyday

Cash withdrawal worldwide
3x per month free (Plan Zelts)
Large purchase insurance
365 days (Plan Zelts)
Favorable currency exchange for purchases
in another currency – only 1.7%
Available instantly upon creation
Contactless payments
Secure online purchases
Apple Pay, Google Pay support

Add your card to a digital wallet

Add your card to Google Pay or Apple Pay and make contactless payments with your phone – fast, easy and secure.

INDEXO Bank plans

For everyday purchases and savings
Sudrabs
Zelts

Sudrabs

Not sure where to start?
0 €/ mon

Zelts

Looking for a full-service everyday bank?
2,99 €/mon
0 €/mon
Ages 18–31 or receiving your income through INDEXO
Sudrabs
0 €/ mon
Zelts
0 €
2,99 €/ mon
Ages 18–31 or receiving your income through INDEXO
Plan comparison
Free transfers to other banks
5
Free cash withdrawals worldwide
3x mēn.
Purchase protection
Savings vaults
2
5
Term deposits, loans and pensions
Comparison of plans

Shop with peace of mind!

With the plan Zelts, your major purchases are insured almost anywhere in the world for 365 days.

Download and try it out

Download the app

The first in Latvia where everyday banking services are free

Register

Registration takes just a few minutes on your phone

Top up your account and start using it

Pay, transfer and manage your money in one place
Google Play
Download the app

Questions and answers

Yes, the card is active immediately after it is created in the INDEXO Bank app. You can use it for online purchases and, by adding the card to Apple Pay or Google Pay digital wallet, also for contactless payments with your smartphone and smartwatch, as well as cash withdrawals at ATMs that support contactless technology.

After creating and ordering the card, it will be sent to the postal address you provided in the INDEXO Bank mobile app. Before sending, you will always have the opportunity to check whether the address is correct and up to date. You will receive your bank card within 7 to 10 days.

The card is already active and ready to use. To activate the contactless payment function, simply make a payment in a store by entering the card PIN code. Once that is done, you can make future payments by tapping the card.

If you want to activate the card for online purchases as well, turn on this option in the app – initially it is turned off for security reasons.

With the INDEXO Bank card you can withdraw cash at any ATM 3 times a month at no extra charge. The maximum amount you can withdraw from an ATM equals your daily spending limit.

Of course, it is possible to increase it for a specific period or permanently. Here is how:

Open the INDEXO Bank app
Tap on your profile or name in the upper left corner
Tap “Limits”
Tap “Spending limit” and choose your desired daily limit

We will review the limit increase request within 1 business day.

With the INDEXO Bank card you can withdraw cash at any nearby ATM 3 times a month at no extra charge (afterwards 1% + 0.75 EUR).

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Choose the best plan for your age

Jauns cilvēks ar cirtainiem matiem melnā cepurē un pelēkā kreklā smaida kamerai uz vienkārša fona.

INDEXO Jauda

16-55
Best for 16-55
year olds!
Volatile, with high profit potential
Join
Documents and conditions
Sieviete ar gariem blondiem matiem un tumšu lūpu krāsu skatās kamerā uz gaiša fona.

INDEXO Izaugsme

55-62
Best for 55-62
years olds!
Moderately volatile, with moderately high profit potential
Join
Documents and conditions
Vīrietis ar īsiem brūniem matiem un brillēm, tērpies uzvalka žaketē, stāv spilgti apgaismotā telpā.

INDEXO Konservatīvais

62+
Best for 62+!
Stability in the years before retirement
Join
Documents and conditions

Forwarding to Latvija.lv
is in progress

1

Authorize on the Latvija.lv portal using one of the available methods.

2

Submit e-application for selection or change the investment plan of 2nd pension pillar

3

Choose an investment plan best for your age
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To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application

To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank
Cards
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Deposit term and interest rate
We use compound interest.
Interest is compounded monthly, so the effective annual interest rate is higher than the nominal interest rate and can be compared with offers from other banks.
Annual interest rate (nominal)
3 months
3.596855%
6 months
3.777000%
1 year
4.070848%
2 years
4.080966%
3 years
4.088410%
5 years
4.014693%
Get an offer yourself
In just 5 minutes on the INDEXO Bank app
Continue in the app
or
Do you have any questions?
Leave your number, and we'll call you.
By providing your phone number, you agree that INDEXO may contact you to provide consumer credit advice. For more information on the processing of personal data, please read our Privacy Policy. You have the right to withdraw your consent at any time by emailing [email protected].

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join