Consumer loan from €600 to €25,000

Fast and with no hidden fees in the INDEXO Bank app

Consumer loan calculator

223
Monthly payment Monthly payment

Loan amount

Loan term

mon.
223
Monthly payment Monthly payment
Interest rate from
6.5%
Processing fee Processing fee
0€
Annual interest rate from
6,7%
Get an offerCalculation assumptions

The calculator provides an estimate for informational purposes only. Each application is assessed individually, and the interest rate in your final offer may vary.

Get an offerCalculation assumptions

The calculator provides an estimate for informational purposes only. Each application is assessed individually, and the interest rate in your final offer may vary.

Why choose INDEXO?

Loan up to €25,000

Individual offer for a loan from €600 to €25,000

Everything in your phone

Issue your loan in 5 minutes, from 8:00 to 21:00

Easy repayment

Repayment period
from 18 to 84 months

Get a loan in just 5 minutes

Open an account and apply

Download the INDEXO Bank app and sign up

Review your loan offer

See all the terms and conditions clearly

Sign and get your money

Once approved, the money will be in your account within minutes
Get an offer

Support for your goals

Renovations

For home improvements

Health

For medical expenses

Car loan

For buying or repairing a car

Education

For education expenses

Everyday needs

For your day-to-day expenses

Anything else

For whatever you have in mind

Discover INDEXO Bank for free

App StoreGoogle Play
Lejupielādēt aplikāciju

Shop with peace of mind!

With the plan Zelts, your major purchases are insured almost anywhere in the world for 365 days.

Questions and answers

INDEXO Consumer Loan can be used for a wide range of purposes, including but not limited to home improvements, education, medical expenses or a larger purchase.

Whether you need a car loan for a new vehicle or financing for a home renovation — use the money however you like.

To apply for a consumer credit, go to the “Loans” section of your INDEXO Bank app and press “Apply for a loan”.

 

Under current legislation, consumer loan agreements can be concluded and loans issued between 8:00 and 21:00.

If you need a bigger loan amount, go to the INDEXO Bank apps’ section “Loans” then click on “Request more” section and fill out the form.

The following information must be provided in the application form:

  • current location;
  • the reason for taking the loan;
  • information on existing loans;
  • residential address (if not determined automatically).

You can view information about your loan in the INDEXO Bank app – go to the “Loans” section and press “Detailed information”.

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Choose the best plan for your age

Jauns cilvēks ar cirtainiem matiem melnā cepurē un pelēkā kreklā smaida kamerai uz vienkārša fona.

INDEXO Jauda

16-55
Best for 16-55
year olds!
Volatile, with high profit potential
Join
Documents and conditions
Sieviete ar gariem blondiem matiem un tumšu lūpu krāsu skatās kamerā uz gaiša fona.

INDEXO Izaugsme

55-62
Best for 55-62
years olds!
Moderately volatile, with moderately high profit potential
Join
Documents and conditions
Vīrietis ar īsiem brūniem matiem un brillēm, tērpies uzvalka žaketē, stāv spilgti apgaismotā telpā.

INDEXO Konservatīvais

62+
Best for 62+!
Stability in the years before retirement
Join
Documents and conditions

Forwarding to Latvija.lv
is in progress

1

Authorize on the Latvija.lv portal using one of the available methods.

2

Submit e-application for selection or change the investment plan of 2nd pension pillar

3

Choose an investment plan best for your age
Skip instructions - switch to Latvija.lv
Skip instructions - switch to Latvija.lvSkip instructions - switch to Latvija.lvSkip instructions - switch to Latvija.lv

To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank

Need a free consultation?

By submitting your phone number, you agree that INDEXO will contact you to provide consumer credit advice. For more information about the processing of personal data, please read our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].

Get an offer in the INDEXO Bank app!

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
Monthly payment
The loan servicing fee covers ongoing services throughout the loan term, including loan account maintenance, payment processing, and customer support. The 2% fee is spread across your monthly payments instead of being charged in full when the loan is issued.
Monthly payment:
€317.66
Principal and interest:
€311.82 / month
Processing fee:
€5.83 / month
Calculation assumptions
Assuming:
Interest rate
6.5%
Loan amount
€5,000
Loan term
84 months
Commission fee for loan servicing:
€100
Commission fee for initial creditworthiness assessment:
€50
Annual Percentage Rate (APR)
7.6%
Total amount payable
€6336.75
Monthly payment
€75.44
Processing fee
The origination fee covers the initial creditworthiness assessment and loan processing.

To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join
Get
an offer yourself
In just 5 minutes on the INDEXO Bank app
Continue in the app
or
Do you have any questions?
Leave your number, and we'll call you.
By providing your phone number, you agree that INDEXO may contact you to provide consumer credit advice. For more information on the processing of personal data, please read our Privacy Policy. You have the right to withdraw your consent at any time by emailing [email protected].
Deposit term and interest rate
3.290967%
3.474747%
3.588641%
3.709622%
3.911461%
4.009946%