INDEXO consumer
credit

Find out your available reserves and
get a loan in a few minutes.

Get an offer
Loan up to €20,000
We will prepare an individual offer for
a loan from €500 to €20,000
Beneficial conditions
From 6.5 % per year
Free issuance
Fast
payout
We examine and
issue in 5 minutes
Easy
repayment
Repayment period
from 6 to 60 months

Consumer credit calculator

Find out your available reserves and get a loan in a few minutes
500 20000
EUR Min loan amount is €500. Max loan amount is €20,000.
6 60
months Min loan term is 6 months. Max loan term is 60 months.
Monthly payment 181,84
Interest rate From 6.5 % a year
Issuance commission
50€ 0 €

Free until January 31

Get an offer

The calculation of the calculator is for informational purposes only. Each client’s situation is evaluated individually.

Calculation assumption

Get a quick and reasonable loan
in just 5 minutes*

Open an account at INDEXO Bank and apply for a loan
Evaluate the offer
Sign the agreement, and the money will be in your account
Get an offer
*Average time for a customer registered in INDEXO Bank's mobile app from the loan application to the withdrawal of money into the account

Support for your goals

For home repair or improvement
For education
For other purposes
Car purchase or repair
For health
For consumption purposes
Get an offer

Shop with peace of mind!

Purchases made with the INDEXO card are insured worldwide for 180 days from the moment of payment.

Questions and answers

The INDEXO consumer credit can be used for a wide variety of purposes, such as, but not limited to, travel, education, medical services, a larger purchase, or daily consumption needs. Whether you need an car loan for a new car or a renovation loan for home improvements – spend it as you wish.

To apply for a consumer credit, go to the “Loans” section of your INDEXO Bank app and press “Apply for a loan”.

In the INDEXO Bank app, you can request changes to the consumer loan payment date, early repayment, and credit holidays. This can be done by clicking “Loans” and then “Manage” section.

 

If you are experiencing financial difficulties, that influences the loan payment, we encourage you to contact us and we will find the most suitable solution for you.

The following information must be provided in the application form:
  • current location;
  • the reason for taking the loan;
  • information on existing loans;
  • residential address (if not determined automatically).

You can view information about your loan in the INDEXO Bank app – go to the “Loans” section and press “Detailed information”.

All questions

Download and try it

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Register
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Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Choose the best plan for your age

INDEXO Jauda

16-55
Best for 16-55
year olds!
Volatile, with high profit potential
Join
Documents and conditions

INDEXO Izaugsme

55-62
Best for 55-62
years olds!
Moderately volatile, with moderately high profit potential
Join
Documents and conditions

INDEXO Konservatīvais

62+
Best for 62+!
Stability in the years before retirement
Join
Documents and conditions

Forwarding to Latvija.lv
is in progress

1

Authorize on the Latvija.lv portal using one of the available methods.

2

Submit e-application for selection or change the investment plan of 2nd pension pillar

3

Choose an investment plan best for your age
Skip instructions - switch to Latvija.lv
Skip instructions - switch to Latvija.lvSkip instructions - switch to Latvija.lvSkip instructions - switch to Latvija.lv
Assuming:
loan interest rate - 6.5%
total loan amount - 5,000 €
contract term - 60 months
contract conclusion fee - €100
annual interest rate (AIR) - 7.6%

Total amount = 5 869.84 €
Monthly payment = 97.83 €

To use INDEXO Bank, download the app.

1
Download
the app
2
Register
3
Use
INDEXO Bank

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Choose the best plan for your age

INDEXO Jauda

16-55
Best for 16-55
year olds!
Volatile, with high profit potential
Join
Documents and conditions

INDEXO Izaugsme

55-62
Best for 55-62
years olds!
Moderately volatile, with moderately high profit potential
Join
Documents and conditions

INDEXO Konservatīvais

62+
Best for 62+!
Stability in the years before retirement
Join
Documents and conditions

Forwarding to Latvija.lv
is in progress

1

Authorize on the Latvija.lv portal using one of the available methods.

2

Submit e-application for selection or change the investment plan of 2nd pension pillar

3

Choose an investment plan best for your age
Skip instructions - switch to Latvija.lv
Skip instructions - switch to Latvija.lvSkip instructions - switch to Latvija.lvSkip instructions - switch to Latvija.lv
Assuming:
loan interest rate - 6.5%
total loan amount - 5,000 €
contract term - 60 months
contract conclusion fee - €100
annual interest rate (AIR) - 7.6%

Total amount = 5 869.84 €
Monthly payment = 97.83 €

To use INDEXO Bank, download the app.

1
Download
the app
2
Register
3
Use
INDEXO Bank