Banking with no monthly fee
Plans that earn. Start free with Sudrabs or choose Zelts for a full everyday experience
Sudrabs
0 €/ mon
Zelts
0 €
2,99 €/ mon
Ages 18–31 or receiving your income through INDEXO
Plan comparison
Free transfers to other banks
5
Free cash withdrawals worldwide
3x mēn.
Purchase protection
Savings vaults
2
5
Term deposits, loans and pensions
Get our best banking plan for free
With the Zelts plan, you get unlimited free payments, purchase insurance, and more.
If you receive your regular income at INDEXO
Show steps
Download the INDEXO Bank app and sign up
Activate the Zelts plan
Have your regular income paid into your INDEXO Bank account
Send “Income at INDEXO Bank” in the in-app chat
If you’re 18–31
Show steps
Download the INDEXO Bank app and sign up
Activate the Zelts plan
Send “ZELTS30” in the in-app chat
Earn up to 4,5 % per year
An earning account, savings vaults with no restrictions, or a term deposit for the highest return
Free transfers
to European countries
Transfers between INDEXO Bank accounts are always free.
Transfers to other banks:
Transfers to other banks:
Plan Zelts
€0.0
Plan Sudrabs
5x/mo free, thereafter
€0.20
Add your card to a digital wallet
Add your card to Google Pay or Apple Pay and make contactless payments with your phone – fast, easy and secure.
INDEXO card for everyday
Cash withdrawal worldwide
3x per month free (Plan Zelts)
3x per month free (Plan Zelts)
Large purchase insurance
365 days (Plan Zelts)
365 days (Plan Zelts)
Favorable currency exchange for purchases
in another currency – only 1.7%
in another currency – only 1.7%
Available instantly upon creation
Contactless payments
Secure online purchases
Apple Pay, Google Pay support
Shop with peace of mind!
With the plan Zelts, your major purchases are insured almost anywhere in the world for 365 days.
Download and try it
Download the app
The first bank in Latvia where everyday banking services are free
Register
Registration takes just a few minutes on your phone
Top up your account and start using it
Pay, transfer and manage your money in one place
