Earn together with the largest companies in developed countries
The INDEXO Akciju plāns invests up to 100% of its assets in the equity market of developed countries in index-linked investment funds.
The allocation is indicative and may change over time
100 % investment in the equity market of developed countries
Up to 25 % of pension plan assets can be invested in one investment fund
Up to 5 % of pension plan assets can be invested in money market instruments
Participation in the pension plan through automatic or manual allocation of capital
Documents
Costs
Obligāciju plāns
Qualitative European investment grade bonds
INDEXO Obligāciju plāns invests up to 100 % of its assets in EU debt securities investment funds.
The allocation is indicative and may change over time
100 % investment in EU debt securities investment funds
Up to 25 % of pension plan assets can be invested in one investment fund
Up to 5 % of pension plan assets can be invested in money market instruments
Participation in the pension plan through automatic or manual allocation of capital
Documents
Costs
Choose the most suitable capital allocation for you!
With Automatic
capital allocation
The proportion of stocks and bonds in your portfolio is set automatically - according to your age
When choosing Automatic distribution:
If more than 15 years remain until retirement age, 100 % investment goes in the Akciju plāns.
Over time, the investment weight automatically adjusts according to your age
In retirement years, 40 % is invested in the Akciju plāns and 60 % in the Obligāciju plāns
Will please those who are not afraid of short-term market fluctuations and want to save for an optimal retirement
With Manual
capital allocation
You control how much to invest in the Akciju plāns or Obligāciju plāns
When choosing Manual distribution:
You control how much to invest in the Akciju plāns or Obligāciju plāns
Over time, you can change the proportion of the portfolio yourself
You can make an unlimited number of choices
Will please those who feel confident enough to manage their investments themselves
INDEXO investment committee
Marija Černoštana
A professional with more than 20 years of experience in the financial sector. For many years she led the legal arm of the Financial market in one of Latvia's largest banks. Member of the Management board of IPAS INDEXO.
Artūrs Roze
Financial professional with more than five years of experience in the financial industry. Worked in both large and small companies in Latvia. Member of the Management board of IPAS INDEXO.
Commission of the Bank of Latvia for financing: 0.00 %
(covered from the funds of the pension fund).
Average annual cost of index funds in the portfolio: 0.08 %
These costs affect the profitability of the investment plan, but are not
included in management costs.
Date of commencement of operation: 25/03/2021
Total management costs: 0.62 %
They consist of:
Asset manager fixed commission: 0.21 %
Pension fund fixed commission: 0.30 %
Custodian bank commission: 0.11 %
Variable commission: 0.00 %.
Commission of the Bank of Latvia for financing: 0.00 %
(covered from the funds of the pension fund).
Average annual cost of index funds in the portfolio: 0.14 %
These costs affect the profitability of the investment plan, but do not
included in management costs.
