Become a client

Why entrust
pension to INDEXO?

Transparency in costs, confidence in choices, direct language.
Our investment plans allow everyone to take care of future
comfort in a meaningful way.

A family of four and a dog having fun outdoors

Prior to INDEXO, we paid the highest pension commissions among developed countries

In 2017 alone, we paid 42 million euros in 2nd pillar pension commissions.

The management costs of pension funds in OECD countries

% of assets

Bar chart, where Latvia has the highest value, after that follows Czech Republic and Estonia; commission cost gets lower from left to right.

Data sources: fktk.lv (for Latvia, 2011-2016) oecd.org (for other OECD countries; latest study - data from 2013)

INDEXO is chosen by the
knowledgeable and successful

159

thousands of clients

entrust their pension
savings to INDEXO

1,56

billions of euros

entrusted to INDEXO's
management

2nd and 3rd pension pillars combined. Data as of 31.12.2025

Entrust the management
of your pension to INDEXO

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The index approach introduced by us in Latvia's pension sector shows the best long-term results in the industry

Historical results do not guarantee equivalent results in the future.

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We are a local company and we fight for positive changes that benefit every resident of Latvia

A bright red berry encased in a delicate, lacy husk rests on green grass in sunlight.

We ensure transparency in costs and pension plan performance results

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We offer pension plan tailored to your age

We are the No. 1 choice switching pension manager in Latvia

INDEXO

~11 913

11 913

Competitor 1: 11 188

Competitor 2: 7 980

Competitor 3: 1 296

Competitor 5: -1 088

Competitor 6: -4 914

Competitor 7: -9 501

Competitor 8: -13 082

*Changes in the number of 2nd pension pillar customers in 2024

We are proud, that...

Pension growth for INDEXO active plan members is on average higher than the industry*

The average INDEXO 2nd pension pillar customer savings is one of the highest in the industry**

We are the first bank to provide easy access to your 2nd pension pillar savings through a mobile app

*Historical results do not guarantee equivalent results in the future.
**According to 2024 data

Learn how to take care of your future savings

The most important to know
about the pension system in Latvia

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How to find out the accumulated
capital of the 2nd pension pillar?

Two phones that show INDEXO app pension section

How to arrange the inheritance
of 2nd pension pillar capital?

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Have questions about pension?

We have helped more than 159 thousands people with pension savings-related questions.

Apply for a free consultation!

Request a consultation