Mortgage Refinancing Calculator
Esošā kredīta atlikums
Current monthly payment
Aptuvenā īpašuma vērtība
Atlikušais kredīta termiņš
Why INDEXO?
Get an offer in 10 minutes
Lower monthly payments
Additional financing
Everything in the app
Customer stories
Get your loan in a few simple steps
Apply in the INDEXO Bank app
Submit your property valuation remotely
Sign the agreement and submit your documents
Mortgage refinancing costs
New mortgage options are coming!
We’re working on new financing options for buying or building a home, with competitive rates and flexible terms.
Questions and answers
How long does it take to refinance?
Most applicants, around 80%, receive their offers within 10 minutes. However, due to high demand, the preparation of an offer may take more time — yet even these offers are completed faster than the industry standard.
Meanwhile, the refinancing process can take up to a month, depending on how quickly the documents are prepared and how fast the involved parties respond. We will do our best to organize everything as smoothly as possible and will keep you informed about each next step.
Can I get an additional loan for renovation or other needs?
Yes, we consider granting an additional amount above the existing loan balance. This can be useful if you’re planning renovations, buying household appliances, or pursuing other financial goals.
The additional amount depends on the property’s value and your repayment capacity. We will assess your application and provide a personalized offer.
Can I take a mortgage loan for buying a home?
New mortgage loans coming soon!
We’re working on new loan offers – loans secured by real estate, for property purchase or construction, with competitive rates and flexible terms.
If you want to be the first to know, sign up for updates here.
What are the terms of the INDEXO contract?
We stand for clear and respectful relationships, and with that attitude, we have created the Mortgage and Loan agreements.
Here are sample versions (LAT): Mortgage Agreement and Loan Agreement.
What is additional loan?
This is additional money you can receive along with your mortgage refinancing – for example, for home renovation or other goals. The amount is added to your new mortgage loan under a single agreement, not issued as a consumer loan, which means more favorable terms.
The available amount of the additional sum depends on the value of your property and your income. If you choose to take an additional sum, the interest rate on the mortgage loan will also change.
