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A bank account and card for your child

A free bank account for children aged 6–17, with interest on their savings. Their own app, bank card and savings vault give them a simple way to learn, save and spend.

What will your child be able to do?

Pay with their own bank card – virtual and physical card at no cost
Learn to save for their first goals – in a savings vault earning 3,0 % per year
Track spending with a current account earning 1,0 % per year
Send a money request to a parent

Your child’s spending, stress-free

Daily limits

Set the amount your child can spend per day

Card blocking

Block a lost card instantly in your app

Purchase history

Keep track of your child's spending – always see when and how much was spent

Recurring payment

Set up a recurring payment so you never forget about pocket money

Open an account in 10 minutes in the INDEXO Bank app

Parent creates a child account in their app

Child confirms their identity in their app

The child's account is open!

Get a Junior account

To open a child account

For the parent

An INDEXO Bank account and eParaksts or Smart-ID are required. Account opening is free and takes 5 minutes

For the child

A passport or ID card / eParaksts or Smart-ID for identity verification

A savings vaults for every goal

Help your child take their first steps in the world of finance. Create up to 5 savings vaults for their goals, start saving, and we'll add 3,0 % per year on top

Questions and answers

Opening a child account and everyday banking are completely free of charge.

The INDEXO junior account is available for children aged 6 to 17. The perfect time to start learning independence, receive their first pocket money and learn to manage their spending.

No, the account for a child is opened by a parent or legal guardian in their INDEXO app. To complete the registration, the child will need their own app, a passport or ID card, or a personal Smart-ID or eParaksts for identity verification. The entire process is fully digital and takes just a few minutes.

The PIN can be securely viewed at any time in the INDEXO Bank app. No need to write it on sticky notes or order a new card – just open the app, log in and view the PIN in the Card section.

No panic – the card can be blocked instantly in the app. Both you and your child can do it in your respective apps. If the card turns up under the sofa later, you can unblock it just as quickly. If it’s gone for good, you can order a new card right in the app at no extra cost.

INDEXO BANK
INDEXO
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Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Choose the best plan for your age

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55-62

INDEXO Izaugsme

Join
Documents and conditions
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62+

INDEXO Konservatīvais

Join
Documents and conditions
A woman with long blonde hair and dark lipstick looks into the camera against a light background.
55-62

INDEXO Izaugsme

JoinDocuments and conditions
A man with short brown hair and glasses, dressed in a suit jacket, stands in a brightly lit room.
62+

INDEXO Konservatīvais

JoinDocuments and conditions

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Identificējies

Authorize on the Latvija.lv portal using one of the available methods.

Izvēlies e-iesniegumu

Submit e-application for selection or change the investment plan of 2nd pension pillar

Izvēlies e-iesniegumu

Choose an investment plan best for your age
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To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank

To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank
Junior account
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Deposit term and interest rate
We use compound interest.
Interest is compounded monthly, so the effective annual interest rate is higher than the nominal interest rate and can be compared with offers from other banks.
Annual interest rate (nominal)
3 months
3.290967%
6 months
3.474747%
1 year
3.588641%
2 years
3.709622%
3 years
3.911461%
5 years
4.014693%
Get an offer yourself
In just 5 minutes on the INDEXO Bank app
Continue in the app
or
Do you have any questions?
Leave your number, and we'll call you.
By providing your phone number, you agree that INDEXO may contact you to provide consumer credit advice. For more information on the processing of personal data, please read our Privacy Policy. You have the right to withdraw your consent at any time by emailing [email protected].

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Leave feedback

We will be happy to receive both positive feedback
and suggestions for improvement.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application