Check your options
10000
300000
EUR
Minimum loan amount: €10,000
Maximum loan amount: €500,000
1
30
years
Minimum loan term: 1 year
Maximum loan term: 30 years
Monthly payment
181,84 €
Interest rate
From 1.90 % a year
APR (including EURIBOR)
4.02 %
Processing
0,00 €
The calculation is for informational purposes only. Every client’s situation is assessed individually.
Calculation assumption
A home is more than just a roof
It’s an unused financial resource – use your home to get a larger loan on favorable terms for your goals
Home renovation
Energy efficiency improvement
Consolidation of home-related loans
Land and property purchase
Other purposes
Why INDEXO?
Interest rate from 1.9%
More advantageous than a consumer loan
Up to 85% of property value
Higher loan amount – up to €500,000
Specially favorable until 28.02.
No processing or account maintenance fees
Easy application in the app
3x less input, everything in INDEXO app
Choose the most suitable loan type
Amount
Term
Rate
Money
Home equity
Up to €500,000
Up to 30 years
From 1.9% + EURIBOR
On average per month
Consumer
Up to €25,000
Up to 7 years
From 6.5%
In 5 minutes
Choose the most suitable loan type
Use your home’s value instead of overpaying for a consumer loan!
Your home (house, apartment, or other residential property) is a resource
Get up to 85% of the property value. No selling or hidden costs.
In other countries, it’s common to use your property as a resource for achieving goals
Download and try it
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Register
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Questions and answers
What can I use this loan for?
You can use the loan for various home-related purposes.
The most common ones include home renovation and improvement, increasing energy efficiency, consolidating home-related loans, as well as achieving other personal plans and goals.
Do I need to specify a specific loan purpose?
When applying for the loan, you will be asked to specify its purpose. If you plan to use the loan amount for multiple purposes, please indicate the main one.
Can the loan be used for investments or savings?
Yes, the property value can also be used for investments, development of additional space, home modernisation, or other long-term plans.
Does taking out a loan affect property ownership?
No, your ownership rights remain unchanged. The loan is secured by the property value, but you continue to manage and use the property according to your needs.
