Explore your options
Explore your options
Loan amount
Why INDEXO?
Annual interest rate from 4.68%
Borrow up to €500,000
No unnecessary fees
Everything in the INDEXO Bank app
Your home as a financial resource
Choose the right loan for you
How to get a loan
Apply in the INDEXO Bank app
Submit your property valuation and sign the agreement
Complete the paperwork and receive your loan
Questions and answers
What can I use this loan for?
You can use the loan for various home-related purposes.
The most common ones include home renovation and improvement, increasing energy efficiency, consolidating home-related loans, as well as achieving other personal plans and goals.
Do I need to specify a specific loan purpose?
When applying for the loan, you will be asked to specify its purpose. If you plan to use the loan amount for multiple purposes, please indicate the main one.
Can the loan be used for investments or savings?
Yes, the property value can also be used for investments, development of additional space, home modernisation, or other long-term plans.
Does taking out a loan affect property ownership?
No, your ownership rights remain unchanged. The loan is secured by the property value, but you continue to manage and use the property according to your needs.
What is the loan application process?
The loan application process takes place in several steps:
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submitting the application;
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assessment of you and your application;
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property valuation, useful: list of valuators (LAT);
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final decision;
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signing the agreements;
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notarisation and registration in the Land Register;
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loan disbursement.
