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INDEXO drives positive change

By choosing INDEXO, you not only get convenient and affordable solutions, but also
support positive change in the Latvian financial environment.

About INDEXO Group

Vision

A financial services group that strengthens the well-being of people in Latvia by providing modern, personalised services.

Mission

Fighting for a better financial environment in Latvia

Values

  • Passion and loyalty to help develop our local community.

  • Proactivity and action to improve the world around us.

  • Understanding and fairness to create equal opportunities.

  • Directness and openness to build trust and long-term relationships.

Values

  • Passion and loyalty to help develop our local community.

  • Proactivity and action to improve the world around us.

  • Understanding and fairness to create equal opportunities.

  • Directness and openness to build trust and long-term relationships.

The path to a better financial environment in Latvia

2017

We founded INDEXO and started offering 2nd pillar pension
plans with low fees

2018-2021

We promoted competition and achieved positive changes in the
pension industry

2021

We started offering 3rd pillar pension plans
More about 3rd pillar pensions

2022

We carried out an IPO and became a company listed on Nasdaq
Riga

2023

We raised the largest amount in the Latvian public equity market
in the last 10 years. The number of shareholders reached nearly 6,000.
More for investors

2024

We founded INDEXO Bank, the first new credit institution in
Latvia since joining the Eurozone, and started serving private
customers

2025

IPAS VAIRO joined the INDEXO financial services group.
Renamed INDEXO Asset Management IPAS from 2026.

2026

Following a unique transaction in the Latvian capital market,
AS DelfinGroup joined the INDEXO Group

TODAY

Building INDEXO into the leading local financial services group,
providing Latvian residents with affordable and easy-to-use
services

Join the INDEXO team

If you want to be part of the INDEXO team and contribute to driving
positive change – check out our vacancies! Together we will improve
the financial environment in Latvia.
INDEXO BANK
INDEXO
Download – Apple App Store
Download – Google Play Store
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Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Choose the best plan for your age

A woman with long blonde hair and dark lipstick looks into the camera against a light background.
55-62

INDEXO Izaugsme

Join
Documents and conditions
A man with short brown hair and glasses, dressed in a suit jacket, stands in a brightly lit room.
62+

INDEXO Konservatīvais

Join
Documents and conditions
A woman with long blonde hair and dark lipstick looks into the camera against a light background.
55-62

INDEXO Izaugsme

JoinDocuments and conditions
A man with short brown hair and glasses, dressed in a suit jacket, stands in a brightly lit room.
62+

INDEXO Konservatīvais

JoinDocuments and conditions

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Identificējies

Authorize on the Latvija.lv portal using one of the available methods.

Izvēlies e-iesniegumu

Submit e-application for selection or change the investment plan of 2nd pension pillar

Izvēlies e-iesniegumu

Choose an investment plan best for your age
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To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank

To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank
Values and history
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Deposit term and interest rate
We use compound interest.
Interest is compounded monthly, so the effective annual interest rate is higher than the nominal interest rate and can be compared with offers from other banks.
Annual interest rate (nominal)
3 months
3.290967%
6 months
3.474747%
1 year
3.588641%
2 years
3.709622%
3 years
3.911461%
5 years
4.014693%
Get an offer yourself
In just 5 minutes on the INDEXO Bank app
Continue in the app
or
Do you have any questions?
Leave your number, and we'll call you.
By providing your phone number, you agree that INDEXO may contact you to provide consumer credit advice. For more information on the processing of personal data, please read our Privacy Policy. You have the right to withdraw your consent at any time by emailing [email protected].

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Leave feedback

We will be happy to receive both positive feedback
and suggestions for improvement.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application