Banking that makes sense
Bank for free and earn interest even on the money in your account. All from your phone.

Why try INDEXO Bank?
Bank for free
Open an account and get a free virtual card in just a few minutes.
Earn up to 4.5% a year
Choose an interest-earning account, flexible savings, or a term deposit for the highest return.
Deposits held with INDEXO Bank up to EUR 100,000 per customer are protected by the Latvian Deposit Guarantee Fund.
Deposits held with INDEXO Bank up to EUR 100,000 per customer are protected by the Latvian Deposit Guarantee Fund.
Get a loan in 5 minutes
Borrow up to €25,000 with interest rates from 6.5% a year. Get your offer right on your phone.
Get our best banking plan for free
With the Zelts plan, you get unlimited free payments, purchase insurance, and more.
If you receive your regular income at INDEXO
Download the INDEXO Bank app and sign up
Activate the Zelts plan
Have your regular income paid into your INDEXO Bank account
Send “Income at INDEXO Bank” in the in-app chat
If you’re 18–31
Download the INDEXO Bank app and sign up
Activate the Zelts plan
Send “ZELTS30” in the in-app chat

