Loan consolidation
Save money and time – combine multiple loans up to 25 000 € into one better deal at INDEXO Banka.
See how much you can save
You can combine up to 10 loans
The calculator results are for informational purposes only. Each client’s situation is assessed individually and the final offer’s interest rate may vary.
The calculator results are for informational purposes only. Each client’s situation is assessed individually and the final offer’s interest rate may vary.
Why INDEXO?
Lower your monthly payments
Free up extra funds for your plans
Manage one loan easily on your phone
Save by consolidating your loans
Fill in the application in the INDEXO Banka app
Get an offer in minutes
Sign the agreement and lower your monthly payments
Questions and answers
What loans can be consolidated?
The INDEXO loan consolidation service lets you combine multiple loans into one – for example, consumer loans or payday loans. The maximum total loan amount is 25 000 €.
What is loan consolidation?
Loan consolidation is a service that combines multiple existing loans – for example, consumer loans or payday loans – into a single new loan with one monthly payment.
The goal is to simplify everyday financial management and potentially lower the total monthly payment. This service is also known as re-lending or refinancing.
How do I apply for loan consolidation?
Fill in the application in the INDEXO Banka app – enter your existing loans and get an offer within minutes.
To apply, you need to be an INDEXO Banka customer. Not yet? Registration takes just a few minutes – you can do it before applying.
Is partial loan consolidation possible?
Yes. You do not have to consolidate all your existing loans – you can choose the ones you want to combine. The total loan amount must not exceed 25 000 €.
For example, if you have 4 loans but want to consolidate only the 2 with the highest rates – that is possible.
