You don't need to do anything
Information is now on indexo.lv
View your savings
Life cycle plans
Questions and answers
Where can I now view my pension plan?
You can find all information about your 2nd pension pillar plan on indexo.lv. You can still view your savings and plan details on latvija.lv or in the INDEXO Bank app.
Is my pension plan changing?
No. Your life cycle plan continues to operate with the same investment strategy as before. Only the name has changed:
VAIRO 1990+ → INDEXO 1990+
VAIRO 1980–1989 → INDEXO 1980–1989
VAIRO 1970–1979 → INDEXO 1970–1979
VAIRO 1960–1969 → INDEXO 1960–1969
Will the fees change?
Currently, the same fee of 0,52 % applies to all plans, but over time, as the INDEXO Group expands, we hope to offer even more attractive fees.
Is the investment strategy changing?
No. The investment strategy, asset allocation and approach remain unchanged. The life cycle plan principle – gradual risk reduction as retirement approaches – continues to work the same as before.
What does the VAIRO merger with INDEXO mean?
In the long term, your savings will be managed more efficiently and cost-effectively than before. This should result in larger pension savings in your future wallet!










