Investment plan:
INDEXO dzīves cikla plāns 1980-1989
Up to 100% allocation to equities until 2035. After that, the equity allocation is reduced by 5 percentage points each year, reaching 25% by 2050.
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Plan allocation
INDEXO 1980–1989
“INDEXO dzīves cikla plāns 1980–1989” is an adaptive investment plan with a maximum equity allocation in the initial period, which is gradually reduced as retirement approaches. It is a modern, globally aligned way to build pension Pillar 2 savings.
Compared to more conservative plans, this plan offers higher return potential as well as higher volatility (risk), especially until 2035.
North America ~70%
Europe ~20%
Other regions ~10%
Investment profile
Equities of companies in developed markets worldwide, later complemented by high-quality investment-grade bonds
Key plan features and documents
Start date: 26/09/2023
Total management fees
0.52%
Fund manager fixed fee: 0.39%
Custodian bank fee: 0.07%
Transaction costs: up to 0.06%
Custodian bank fee: 0.07%
Transaction costs: up to 0.06%
Up to 100% investment in equity funds until 2035
Other life cycle plans
To make your choice easier, we’ve included the recommended age group in the plan names
