Home-secured loan consolidation
Use your fully paid-off home to consolidate your loans into one more favourable solution
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Save – consolidate your loans
Home-secured loan consolidation with better terms
Remaining total credit amount
EUR
Total monthly payments
EUR
Remaining repayment term
years
months
New monthly payment
0 €/month
Processing fee
0 €
Estimated interest rate
0 % per year
APR (including EURIBOR)
0 %
Monthly savings
0 €
The calculator result is for informational purposes only. Each client’s situation is assessed individually.
Calculation assumption
Why INDEXO?
Lower monthly payment
Save thousands in the long term
Lower interest rate
More favourable rate than a consumer loan
Clear payment
All loans combined into one single payment
Easy application in the app
Application and management – everything in the app
Which loans can you consolidate?
If you have multiple loans with different terms and payment dates, they can be combined into one home-secured loan using your fully paid-off property.
Consumer loans
Payday loans
Leasing agreements
Other loans
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Questions and answers
Does receiving a loan affect property ownership?
No, your ownership rights do not change. The loan is secured by the value of the property, but you continue to use it for your own needs.
What type of property can be used as security?
An apartment, house, or other residential real estate that is fully paid off and without an active mortgage loan.
What is home-secured loan consolidation?
Home-secured loan consolidation means combining several existing loans into one single loan secured by your home. Your property serves as security, allowing a lower interest rate compared to most consumer loans.
