Explore your options

10000 500000
EUR Minimum loan amount: €10,000 Maximum loan amount: €500,000
1 30
years Minimum loan term: 1 year Maximum loan term: 30 years
Monthly payment 181,84
Interest rate From 1.90 % a year
APR (including EURIBOR) 4.02 %
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The calculator provides an estimate for informational purposes only. Each customer’s situation is assessed individually.

Calculation assumption

Support for your goals

Buying property
Consolidating loans
Renovations
Growing your business and more
Get an offer

Why INDEXO?

Up to €500,000
A loan for goals big and small
From 1.9% per year
A more competitive interest rate than a consumer loan
Great value
No account maintenance fee
Easy application in the app
Apply and manage your loan – all in the app

How does it work?

Download the app and register with INDEXO Bank
Complete the application and receive an offer
Submit a property valuation and we’ll prepare the agreement
Sign the agreement and receive the money in your account
Get an offer

Need a free consultation?

By submitting your phone number, you agree that INDEXO may contact you to provide a consultation about a home equity loan. Read more about how we process personal data in our Privacy Policy. You have the right to withdraw your consent at any time by contacting us at [email protected].

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Questions and answers

Super loan is a loan for plans big and small, using your property as collateral. You can borrow from €10,000 to €500,000 and use the funds to buy property, renovate, consolidate loans, grow your business, or finance another goal.

The loan application process takes place in several steps:

  1. submitting the application;

  2. assessment of you and your application;

  3. property valuation, useful: list of valuators (LAT);

  4. final decision;

  5. signing the agreements;

  6. notarisation and registration in the Land Register;

  7. loan disbursement.

An apartment, house, or other residential real estate that is fully paid off and without an active mortgage loan.

Questions and answers

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Choose the best plan for your age

Jauns cilvēks ar cirtainiem matiem melnā cepurē un pelēkā kreklā smaida kamerai uz vienkārša fona.

INDEXO Jauda

16-55
Best for 16-55
year olds!
Volatile, with high profit potential
Join
Documents and conditions
Sieviete ar gariem blondiem matiem un tumšu lūpu krāsu skatās kamerā uz gaiša fona.

INDEXO Izaugsme

55-62
Best for 55-62
years olds!
Moderately volatile, with moderately high profit potential
Join
Documents and conditions
Vīrietis ar īsiem brūniem matiem un brillēm, tērpies uzvalka žaketē, stāv spilgti apgaismotā telpā.

INDEXO Konservatīvais

62+
Best for 62+!
Stability in the years before retirement
Join
Documents and conditions

Forwarding to Latvija.lv
is in progress

1

Authorize on the Latvija.lv portal using one of the available methods.

2

Submit e-application for selection or change the investment plan of 2nd pension pillar

3

Choose an investment plan best for your age
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To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
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the app
2
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3
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INDEXO Bank
Assuming:

Interest rate: 1.9%
Total loan amount: €20,000
Loan term: 30 years (360 months)
Contract fee: €250
Annual Percentage Rate (APR): 4.02%

Total amount payable: €34,712.80
Monthly payment: €95.73