Sudrabs
0 €/ mo.
Zelts
0 €
2.99 €/ mo.
For people 18–31 or receiving income at INDEXO
Accounts
Current accounts
Cards
Card (virtual)
Option to order a physical card
Purchase amount rounding
Currency exchange for card purchases in another currency
1.7%
min. 0.25 €
1.7%
min. 0.25 €
Cash withdrawal
Free cash withdrawal limit worldwide
3x/ mo.
Cash withdrawal above the limit
1% +0.75 €
1% +0.75 €
Consumer credit
Consumer credit arrangement fee
3% of consumer credit amount
(min 20 EUR)
3% of consumer credit amount
(min 20 EUR)
Initial creditworthiness assessment fee
50 EUR
50 EUR
Insurance
Purchase insurance
Pension
Viewing 2nd pillar pension savings
3rd pillar pension management
Savings
Savings vaults
2
5
Term deposit early termination fee
1%
of the deposited amount
1%
of the deposited amount
Payments
From INDEXO to INDEXO
free of charge
free of charge
Payment outside INDEXO
5 per month free of charge
then €0.20 each
free of charge
Get our best banking plan for free
With the Zelts plan, you get unlimited free payments, purchase insurance, and more.
If you receive your regular income at INDEXO
Show steps
Download the INDEXO Bank app and sign up
Activate the Zelts plan
Have your regular income paid into your INDEXO Bank account
Send “Income at INDEXO Bank” in the in-app chat
If you’re 18–31
Show steps
Download the INDEXO Bank app and sign up
Activate the Zelts plan
Send “ZELTS30” in the in-app chat
Download and try
Download the app
First in Latvia where everyday banking services are free
Register
Registration takes only a few minutes on your phone
Top up your account and start using
Pay, transfer, and manage money in one place
