It's never too late!
Now is the perfect time to grow your savings. With a steady income, regular contributions from you and your employer to the 3rd pension pillar can make a big difference by retirement.
A few tips for today
Watch how you can boost your financial literacy today!
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How to maximize your tax refund
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A smarter way to save in the 3rd pillar
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Can you pass down your pension?
Future salary calculator
3rd pillar payout calculator
The estimate assumes a lifespan of
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years
Choose your ideal payout strategy
Since longevity is hard to guess, it's smart to leave 20% untouched. It acts as a lifeline for later or a gift to your family.
Need cash immediately? Consider cashing out partially so the rest can keep working for you.
Highly recommended. Leaving your savings where they are gives you the most money.
Perfect if you want a steady monthly income booster while your remaining balance keeps investing.
How much deposit is smart?
Different income percentages
Suggested
5%
good start
10%
Good pension, good use of tax benefits
20%
Western standard
Get a 25.5% tax refund from the state
You can receive a 25.5% personal income tax refund (IIN) for part of the contributions, which do not exceed 10% of the annual gross salary or no more than EUR 4,000 per year, by submitting an annual income declaration. You will receive a tax refund if you are a VAT payer.
The total savings at the indicated planned retirement age, based on the entered information and calculation assumptions.
Pension projection scenario
Favorable
Pessimistic
Optimistic
Accumulation
EUR
Amount of pension per month
0 EUR
Recovered PIT
0 EUR
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3rd pension pillar
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